High land prices, a shortage of affordable housing, higher environmental standards, cyclical market conditions and a widening gap between the haves and have-nots are putting relentless pressure on the very people society needs: the key workers without whom public services and the quality of life for the many would be greatly diminished. This book puts forward a new land tenure - "Indexhold" - which builds on the existing landlord and tenant framework to provide a new ownership structure for: key workers seeking homes close to their place of work in high cost areas, members of the armed forces, and for rural communities under threat from second homeowners. The book also considers the role indexhold can play in helping those home owners with negative equity caught up in the sub-prime crisis, and the beneficial implications for lenders.