At the end of a long road, on a tropical island, sits a rich horde of Spanish treasure that has captivated many over the years and caused more than a few heads to be filled with illicit thoughts. But never in the long and storied history of Key West has there been a major heist of any kind. With its riches locked safely away, every year Key West throws the biggest, wildest street party south of New Orleans. Among the thousands of revelers at Fantasy Fest this year is a daring young man who plans to bring back a long forgotten pirate tradition: the tradition of stealing treasure from anyone who has it. Carefree boat bum Taco Bob and friends are soon caught up in the treasure fever sweeping through the island city. But big money draws bad people, and before long nearly everyone in Key West just wants to get Lucky.