Waverly Sloan is a down-on-his-luck lawyer. But just when he's about to hit rock bottom, he stumbles upon a business with the potential to solve all of his problems.

In Waverly's new line of work, he comes to the aid of people in desperate need of cash. But there's a catch. His clients must be terminally ill and willing to sign over rights to their life insurance policies before they can collect a dime. Waverly then finds investors eager to advance them thousands of dollars - including a hefty broker's fee for himself - in exchange for a significant return on their investment once the clients take their last breath.

The stakes get higher when Waverly brokers the policy of the cancer-stricken wife of Lawrence Erickson, a high-powered lawyer who's bucking to become the next U.S. Attorney General. When Waverly's clients start dying sooner than they should, both Waverly and Erickson - who has some skeletons of his own to hide - are unwittingly drawn into a perilous web of greed, blackmail and murder.