Jersey Barnes thinks she's retired from a risk-filled career as a private security specialist. A sexy, hard-hitting brunette, she's ready to enjoy her newfound free time and is looking forward to leaving home without a weapon. But when her boyfriend asks her for a simple favor, she can't turn him down. What should be a routine surveillance job lands Jersey smack-dab in the middle of a high-stakes cover-up, a double kidnapping, and a scheme that may steal millions of dollars from hard-working Americans.

With input from her business partner - a Lumbee Indian named Ox whose savory looks she can't quite ignore - a comedic group of her aging father's poker buddies, a computer hacker named Soup, and a faithful dog, Jersey sets out to prevent what might be the cyber crime of the century. Fun in the sun gets a whole new meaning!