It's not easy being rich, rugged and Texan!

What would you do with a little windfall - and a whole lotta Texas man?

She was a struggling waitress working the night shift. He seemed like just another rugged cowboy come to flirt and forget his sorrows. But once Kayla Jennings lent the brooding stranger a shoulder to lean on, the door opened to a whole new life . . .

For this was no ordinary cowboy. Dr. Ryland Tanner was a world-renowned surgeon and heir to the Tanner fortune. And he'd just repaid Kayla's kindness with a hell of a big tip! Now everyone in Texas wanted to know about the "affair" between the waitress and the millionaire. So Ry stood by Kayla's side to protect her. And then the rumors really began . . .

So did the love. For once Kayla experienced the passion this powerful man held inside, she realized there was only one thing worse than pretending to be Tanner's woman. And that was not being Tanner's woman at all . . .