Dashing but cynical Quint Seavers lives for danger. A past betrayal has made him wary of love, and he has no idea that independent, practical Annie Gustavson holds a secret longtime passion for him. Nor does he realize that the only reason Annie has traveled to San Francisco is to win his love - or walk away forever.

When disaster strikes the city, Annie's courage and determination match his own - and suddenly Quint knows that she is exactly what has been missing from his life all along.