Dana Eller and Jeff Satterfield are like black and white, day and night, right and wrong. Very wrong for each other.

As the loan officer for the bank that loaned Jeff the money to get his Wilmington, North Carolina, schooner tour service started, Dana needs to help him get his business back on track.

But that's before he rescues her when she falls overboard, kisses her senseless, and takes her on the adventure of her life. As they sail through a terrible storm, walk through an abandoned town, and look for pirate treasure, Dana begins to think that Mr. Wrong might be Mr. Right after all.

And Jeff is starting to see Dana isn't just another pretty face in a plain gray business suit!